Little Dinos January Newsletter

LD Connect

JAN
2013

Dino IconInvesting for your Child

InvestingFrom the moment your baby is born, parents must think about investing for their future. With global economy having up & down swings and no real stability in sight, it is important to have a mixed bag of investments to be able to balance risk and return.

Bank Savings: With meager interest rates, stacking up your bank balance will lead to nowhere in 15 or 20 years when your child might need the money. Nevertheless it is important to maintain some cash in the bank for short-term requirements or unforeseen needs.

Life Insurance: Secure your child’s future by getting a Life Insurance in the name of the earning parent. Remember a life insurance kicks in only if there is a sudden demise. Getting a life insurance in your child’s name may not be very productive as for the parent it’s the child that matters more than the money received after the loss.

Mutual Funds: A mutual fund is a good investment tool as it is a hybrid of equity and debt components. There are multiple options based on the risk you are willing to take. Mutual fund investing is managed by investment professionals and the investments are made in various sector like steel, infrastructure, pharma, oil, etc. In some cases there is a minimum lock-in period. You should invest in a mutual fund based on your risk tolerance. The big advantage is that you do not have tp manage investing in different asset classes as this is done by the mutual fund manager.

Systematic Investment Plans (SIP): You can open a SIP with your bank where you decide to invest a set amount each month for a defined period. A SIP takes away the risk associated with lumpsum investing. It allows you to balance out your cost in a volatile market and generating good returns in the longer term.

  1. Investing for your child
  2. Why Bats fly at Night
  3. Little Dinos Updates
  4. January Calendar
 

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Teddy IconLittle Known Facts: Why Bats fly at Night

Flying BatBats do not require sunlight. They have a mysterious sixth sense which guides them at night and helps them avoid any obstacles and dangers. As the bat flies, it emits very shrill sounds at high pitch which even the human ear cannot detect. When the sound waves are bounced off an object and received by the bat, it recognizes and calculates the distance of an object and flies away from it. The bat’s brain is well developed to be able to distinguish between sounds patterns reflected from an object or an insect. Image Courtesy: Flying Bat

Heart IconLittle Dinos Updates

Baby Name Finder: Baby Name Finder helps you to find that perfect name for your adorable son/daughter. It provides you with the meaning and origin of thousands of boy and girl names. The Finder also provides you with the option of choosing the names by origin like German, Greek, and American etc.

Articles: We at Little Dinos came up with a new section called articles to help new parents with their pre-pregnancy and post-pregnancy queries. The categories range from pregnancy, newborn care, toddler health to travelling with your child. Do take a look at them as they are filled with good advice and smart tidbits to make your life as a parent little smoother.

Flower IconJanuary Calendar

February Calendar WallpaperJanuary Calendar WallpaperDownload the Little Dinos monthly calendar wallpaper in mobile and desktop wallpaper resolutions from our website at January Calendar. An exclusive sneak peek of our February Calendar Wallpaper. Check back on Feb 1st to download it.

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